Indian Overseas Bank KATIHAR Branch IFSC Code

IOBA 0001299
Indian Overseas Bank Logo Indian Overseas Bank
KATIHAR — KATIHAR, BIHAR
MICR: 854020202 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KATIHAR
IFSC Code
IOBA0001299
MICR Code
854020202
Address
HARDAYAL ROAD,KATIHAR PIN 854105
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City
KATIHAR
District
KATIHAR
State
BIHAR
Contact
+916452248411

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001299 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001299.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001299.

IFSC Code Structure

I
O
B
A
0
0
0
1
2
9
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001299 — Branch code (KATIHAR)

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Frequently Asked Questions

Is IOBA0001299 valid for online transfer?
Yes, IOBA0001299 is a valid IFSC code for Indian Overseas Bank KATIHAR branch in KATIHAR, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001299 belong to?
IOBA0001299 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KATIHAR is 854020202. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001299?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.