Indian Overseas Bank J P NAGAR Branch IFSC Code

IOBA 0001302
Indian Overseas Bank Logo Indian Overseas Bank
J P NAGAR — BANGALORE URBAN, KARNATAKA
MICR: 560020016 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
J P NAGAR
IFSC Code
IOBA0001302
MICR Code
560020016
Address
945, SARAKKI LAYOUT II PHASE, 24TH MAIN RD, J.P. NGR, BANGALORE
Open in Google Maps
City
BANGALORE URBAN
District
BANGALORE
State
KARNATAKA
Contact
22950130

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001302 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001302.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001302.

IFSC Code Structure

I
O
B
A
0
0
0
1
3
0
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001302 — Branch code (J P NAGAR)

Nearby Indian Overseas Bank Branches in BANGALORE URBAN

View all Indian Overseas Bank branches in BANGALORE URBAN →

Frequently Asked Questions

Is IOBA0001302 valid for online transfer?
Yes, IOBA0001302 is a valid IFSC code for Indian Overseas Bank J P NAGAR branch in BANGALORE URBAN, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001302 belong to?
IOBA0001302 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank J P NAGAR is 560020016. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001302?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.