Indian Overseas Bank KARNAL Branch IFSC Code
IOBA 0001414
Indian Overseas Bank KARNAL — KARNAL, HARYANA
MICR: 132020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KARNAL
- IFSC Code
- IOBA0001414
- MICR Code
- 132020102
- City
- KARNAL
- District
- KARNAL
- State
- HARYANA
- Contact
- +911842273936
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001414 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001414.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001414.
IFSC Code Structure
I
O
B
A
0
0
0
1
4
1
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001414 — Branch code (KARNAL)
Nearby Indian Overseas Bank Branches in KARNAL
View all Indian Overseas Bank branches in KARNAL →Frequently Asked Questions
Is IOBA0001414 valid for online transfer?
Yes, IOBA0001414 is a valid IFSC code for Indian Overseas Bank KARNAL branch in KARNAL, HARYANA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001414 belong to?
IOBA0001414 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARNAL is 132020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001414?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.