Indian Overseas Bank GHORAGHATA Branch IFSC Code

IOBA 0001424
Indian Overseas Bank Logo Indian Overseas Bank
GHORAGHATA — HAORA, WEST BENGAL
MICR: 700020089 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GHORAGHATA
IFSC Code
IOBA0001424
MICR Code
700020089
Address
STATION ROADSOUTH,KANTAPUKUR,BLOCK BAGNAN II,HOWRAH,GHORAGHATTA,PIN 711303
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City
HAORA
District
HOWRAH
State
WEST BENGAL
Contact
+919114266708

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001424 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001424.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001424.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
2
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001424 — Branch code (GHORAGHATA)

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Frequently Asked Questions

Is IOBA0001424 valid for online transfer?
Yes, IOBA0001424 is a valid IFSC code for Indian Overseas Bank GHORAGHATA branch in HAORA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001424 belong to?
IOBA0001424 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GHORAGHATA is 700020089. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001424?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.