Indian Overseas Bank GHORAGHATA Branch IFSC Code
IOBA 0001424
GHORAGHATA — HAORA, WEST BENGAL
MICR: 700020089
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GHORAGHATA
- IFSC Code
- IOBA0001424
- MICR Code
- 700020089
- Address
- STATION ROADSOUTH,KANTAPUKUR,BLOCK BAGNAN II,HOWRAH,GHORAGHATTA,PIN 711303 Open in Google Maps
- City
- HAORA
- District
- HOWRAH
- State
- WEST BENGAL
- Contact
- +919114266708
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001424 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001424.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001424.
IFSC Code Structure
I
O
B
A
0
0
0
1
4
2
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001424 — Branch code (GHORAGHATA)
Nearby Indian Overseas Bank Branches in HAORA
HOWRAH SHIBPUR DINOBUNDHOO INST
IOBA0002276
412 BY 1,G T ROAD SOUTH,HAORA,PIN 711102,WEST BENGAL
MICR: 700020074 RTGS ✓ NEFT ✓ IMPS ✓
SALKIA
IOBA0002925
295BY2,GT ROAD NORTH,SUGAM MERCANTILES PVT LTD,HOWRAH 711106
MICR: 700020085 RTGS ✓ NEFT ✓ IMPS ✓
LILUAH
IOBA0003274
270 17 G T ROAD LILUAH HOWRAH PIN 711202
RTGS ✓ NEFT ✓ IMPS ✓
JAYPUR AMTA
IOBA0003487
P.O JOYPUR,VILL PS JOYPUR,AMTA II, HOWRAH - 711401
RTGS ✓ NEFT ✓ IMPS ✓
SIAL DANGA
IOBA0003624
SIAL DANGA VILLAGE,GARBALIA POST,JAGATBALLAVPUR BLOCK,HOWARAH DISTRICT,711410
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001424 valid for online transfer?
Yes, IOBA0001424 is a valid IFSC code for Indian Overseas Bank GHORAGHATA branch in HAORA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001424 belong to?
IOBA0001424 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GHORAGHATA is 700020089. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001424?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.