Indian Overseas Bank VISAKHAPATNAM JAGADAMBHA CENTRE Branch IFSC Code

IOBA 0001446
Indian Overseas Bank Logo Indian Overseas Bank
VISAKHAPATNAM JAGADAMBHA CENTRE — VISHAKHAPATNAM, ANDHRA PRADESH
MICR: 530020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VISAKHAPATNAM JAGADAMBHA CENTRE
IFSC Code
IOBA0001446
MICR Code
530020002
Address
28 1 1 BY 2, DABA GARDENS, VISAKHAPATNAM PIN 531020
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City
VISHAKHAPATNAM
District
VISAKHAPATNAM
State
ANDHRA PRADESH
Contact
2505919

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001446 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001446.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001446.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
4
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001446 — Branch code (VISAKHAPATNAM JAGADAMBHA CENTRE)

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Frequently Asked Questions

Is IOBA0001446 valid for online transfer?
Yes, IOBA0001446 is a valid IFSC code for Indian Overseas Bank VISAKHAPATNAM JAGADAMBHA CENTRE branch in VISHAKHAPATNAM, ANDHRA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001446 belong to?
IOBA0001446 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VISAKHAPATNAM JAGADAMBHA CENTRE is 530020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001446?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.