Indian Overseas Bank GAYA Branch IFSC Code
IOBA 0001449
Indian Overseas Bank GAYA — GAYA, BIHAR
MICR: 823020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GAYA
- IFSC Code
- IOBA0001449
- MICR Code
- 823020002
- City
- GAYA
- District
- GAYA
- State
- BIHAR
- Contact
- +916312222106
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001449 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001449.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001449.
IFSC Code Structure
I
O
B
A
0
0
0
1
4
4
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001449 — Branch code (GAYA)
Nearby Indian Overseas Bank Branches in GAYA
BODH GAYA
IOBA0003522
GAYA DOBHI ROAD,DOMUHAAN,BODHGAYA
RTGS ✓ NEFT ✓ IMPS ✓
CHAURHAR
IOBA0003646
VILL CHAURHAR PO ARODRUM GAYA GAYA 823004
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001449 valid for online transfer?
Yes, IOBA0001449 is a valid IFSC code for Indian Overseas Bank GAYA branch in GAYA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001449 belong to?
IOBA0001449 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GAYA is 823020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001449?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.