Indian Overseas Bank KHURJA Branch IFSC Code

IOBA 0001451
Indian Overseas Bank Logo Indian Overseas Bank
KHURJA — BULANDSHAHR, UTTAR PRADESH
MICR: 203020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KHURJA
IFSC Code
IOBA0001451
MICR Code
203020102
Address
OLD TEHSIL ROAD KHURJA PIN 203131
Open in Google Maps
City
BULANDSHAHR
District
KHURJA
State
UTTAR PRADESH
Contact
+915738230520

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001451 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001451.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001451.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
5
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001451 — Branch code (KHURJA)

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Frequently Asked Questions

Is IOBA0001451 valid for online transfer?
Yes, IOBA0001451 is a valid IFSC code for Indian Overseas Bank KHURJA branch in BULANDSHAHR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001451 belong to?
IOBA0001451 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KHURJA is 203020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001451?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.