Indian Overseas Bank SILCHAR Branch IFSC Code

IOBA 0001460
Indian Overseas Bank Logo Indian Overseas Bank
SILCHAR — CACHAR, ASSAM
MICR: 788020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SILCHAR
IFSC Code
IOBA0001460
MICR Code
788020002
Address
NETAJI SUBHASH AVENUE HAILAKANDI ROAD SILCHAR PIN 788005
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City
CACHAR
District
SILCHAR
State
ASSAM
Contact
+913842220476

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001460 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001460.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001460.

IFSC Code Structure

I
O
B
A
0
0
0
1
4
6
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001460 — Branch code (SILCHAR)

Frequently Asked Questions

Is IOBA0001460 valid for online transfer?
Yes, IOBA0001460 is a valid IFSC code for Indian Overseas Bank SILCHAR branch in CACHAR, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001460 belong to?
IOBA0001460 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SILCHAR is 788020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001460?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.