Indian Overseas Bank KRISHNANAGAR Branch IFSC Code

IOBA 0001583
Indian Overseas Bank Logo Indian Overseas Bank
KRISHNANAGAR — NADIA, WEST BENGAL
MICR: 741020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KRISHNANAGAR
IFSC Code
IOBA0001583
MICR Code
741020102
Address
16 BY 1 D L ROY ROAD, BOWBAZAR, KRISHNA NAGAR PO
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City
NADIA
District
KRISHNA NAGAR
State
WEST BENGAL
Contact
+913472251054

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001583 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001583.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001583.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
8
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001583 — Branch code (KRISHNANAGAR)

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Frequently Asked Questions

Is IOBA0001583 valid for online transfer?
Yes, IOBA0001583 is a valid IFSC code for Indian Overseas Bank KRISHNANAGAR branch in NADIA, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001583 belong to?
IOBA0001583 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KRISHNANAGAR is 741020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001583?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.