Indian Overseas Bank VIGNANA NAGAR Branch IFSC Code

IOBA 0001600
Indian Overseas Bank Logo Indian Overseas Bank
VIGNANA NAGAR — BANGALORE URBAN, KARNATAKA
MICR: 560020027 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
VIGNANA NAGAR
IFSC Code
IOBA0001600
MICR Code
560020027
Address
SIT NO 24,MALLESHPALYA EXT,VIGNANA NAGAR,B LORE
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City
BANGALORE URBAN
District
BANGALORE
State
KARNATAKA
Contact
26156088

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001600 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001600.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001600.

IFSC Code Structure

I
O
B
A
0
0
0
1
6
0
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001600 — Branch code (VIGNANA NAGAR)

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Frequently Asked Questions

Is IOBA0001600 valid for online transfer?
Yes, IOBA0001600 is a valid IFSC code for Indian Overseas Bank VIGNANA NAGAR branch in BANGALORE URBAN, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001600 belong to?
IOBA0001600 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank VIGNANA NAGAR is 560020027. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001600?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.