Indian Overseas Bank MUKTSAR Branch IFSC Code

IOBA 0001637
Indian Overseas Bank Logo Indian Overseas Bank
MUKTSAR — MUKTSAR, PUNJAB
MICR: 152020402 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MUKTSAR
IFSC Code
IOBA0001637
MICR Code
152020402
Address
SHOP 11 AND 12, NEW GRAIN MARKET, MUKTSAR152026
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City
MUKTSAR
District
MUKTSAR
State
PUNJAB
Contact
2429116

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001637 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001637.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001637.

IFSC Code Structure

I
O
B
A
0
0
0
1
6
3
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001637 — Branch code (MUKTSAR)

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Frequently Asked Questions

Is IOBA0001637 valid for online transfer?
Yes, IOBA0001637 is a valid IFSC code for Indian Overseas Bank MUKTSAR branch in MUKTSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001637 belong to?
IOBA0001637 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MUKTSAR is 152020402. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001637?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.