Indian Overseas Bank EDAPAL Branch IFSC Code
IOBA 0001638
Indian Overseas Bank EDAPAL — MALAPPURAM, KERALA
MICR: 679020302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- EDAPAL
- IFSC Code
- IOBA0001638
- MICR Code
- 679020302
- City
- MALAPPURAM
- District
- MALAPPURAM
- State
- KERALA
- Contact
- +911633269009
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001638 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001638.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001638.
IFSC Code Structure
I
O
B
A
0
0
0
1
6
3
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001638 — Branch code (EDAPAL)
Nearby Indian Overseas Bank Branches in MALAPPURAM
MANJERI
IOBA0001263
19,BY,263H,OPP,NEW,BUS,STAND,MANJERI,PIN,676121,
MICR: 676020052 RTGS ✓ NEFT ✓ IMPS ✓
TIRUR
IOBA0001264
6 BY 601 FFRL COMPLEX EAST BAZAR TIRUR PIN 676101
MICR: 676020002 RTGS ✓ NEFT ✓ IMPS ✓
PERINTHALMANNA
IOBA0001284
19 BY 438 LOURDU MATHA SHOP COM,CALICUT ROAD,PERINTHALAMANNA,PIN 679322
MICR: 679020152 RTGS ✓ NEFT ✓ IMPS ✓
KOTTAKKAL
IOBA0001652
14 BY 637 B ASIAN TOWERMAIN ROAD KOTTAKKAL PIN 676503
MICR: 676020102 RTGS ✓ NEFT ✓ IMPS ✓
VALANCHERRY
IOBA0002298
VP 3 217 KOZHIKODE ROAD VALANCHERRY MALAPPURAM DIST KERALA 676552
MICR: 676020252 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001638 valid for online transfer?
Yes, IOBA0001638 is a valid IFSC code for Indian Overseas Bank EDAPAL branch in MALAPPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001638 belong to?
IOBA0001638 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank EDAPAL is 679020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001638?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.