Indian Overseas Bank PHULBAGAN Branch IFSC Code
IOBA 0001673
Indian Overseas Bank PHULBAGAN — SAHEBGANJ, WEST BENGAL
MICR: 700020050
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- PHULBAGAN
- IFSC Code
- IOBA0001673
- MICR Code
- 700020050
- City
- SAHEBGANJ
- District
- PHULBAGAN
- State
- WEST BENGAL
- Contact
- 277374
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001673 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001673.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001673.
IFSC Code Structure
I
O
B
A
0
0
0
1
6
7
3
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001673 — Branch code (PHULBAGAN)
Frequently Asked Questions
Is IOBA0001673 valid for online transfer?
Yes, IOBA0001673 is a valid IFSC code for Indian Overseas Bank PHULBAGAN branch in SAHEBGANJ, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001673 belong to?
IOBA0001673 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PHULBAGAN is 700020050. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001673?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.