Indian Overseas Bank KANDLA Branch IFSC Code

IOBA 0001781
Indian Overseas Bank Logo Indian Overseas Bank
KANDLA — KACHCHH, GUJARAT
MICR: 370020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANDLA
IFSC Code
IOBA0001781
MICR Code
370020002
Address
IFFCO FACTORY SITE,KANDALA,KANDALA,PIN 370220
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City
KACHCHH
District
KANDLA
State
GUJARAT
Contact
2417387

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001781 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001781.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001781.

IFSC Code Structure

I
O
B
A
0
0
0
1
7
8
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001781 — Branch code (KANDLA)

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Frequently Asked Questions

Is IOBA0001781 valid for online transfer?
Yes, IOBA0001781 is a valid IFSC code for Indian Overseas Bank KANDLA branch in KACHCHH, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001781 belong to?
IOBA0001781 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANDLA is 370020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001781?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.