Indian Overseas Bank GOBICHETTIPALAYAM Branch IFSC Code

IOBA 0001823
Indian Overseas Bank Logo Indian Overseas Bank
GOBICHETTIPALAYAM — ERODE, TAMIL NADU
MICR: 638020022 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GOBICHETTIPALAYAM
IFSC Code
IOBA0001823
MICR Code
638020022
Address
196 A CUTCHERY STREET ,SATHY MAIN ROAD GOBICHETTIPALAYAM PIN 638452
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City
ERODE
District
GOBICHETTIPALAYAM
State
TAMIL NADU
Contact
22772200

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001823 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001823.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001823.

IFSC Code Structure

I
O
B
A
0
0
0
1
8
2
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001823 — Branch code (GOBICHETTIPALAYAM)

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Frequently Asked Questions

Is IOBA0001823 valid for online transfer?
Yes, IOBA0001823 is a valid IFSC code for Indian Overseas Bank GOBICHETTIPALAYAM branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001823 belong to?
IOBA0001823 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOBICHETTIPALAYAM is 638020022. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001823?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.