Indian Overseas Bank KANGEYAM Branch IFSC Code

IOBA 0001863
Indian Overseas Bank Logo Indian Overseas Bank
KANGEYAM — ERODE, TAMIL NADU
MICR: 638020023 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANGEYAM
IFSC Code
IOBA0001863
MICR Code
638020023
Address
ERODE
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City
ERODE
District
KANGEYAM
State
TAMIL NADU
Contact
220620

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001863 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001863.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001863.

IFSC Code Structure

I
O
B
A
0
0
0
1
8
6
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001863 — Branch code (KANGEYAM)

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Frequently Asked Questions

Is IOBA0001863 valid for online transfer?
Yes, IOBA0001863 is a valid IFSC code for Indian Overseas Bank KANGEYAM branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001863 belong to?
IOBA0001863 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANGEYAM is 638020023. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001863?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.