Indian Overseas Bank KARELIBAGH Branch IFSC Code

IOBA 0001869
Indian Overseas Bank Logo Indian Overseas Bank
KARELIBAGH — GANDHINAGAR, GUJARAT
MICR: 390020012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KARELIBAGH
IFSC Code
IOBA0001869
MICR Code
390020012
Address
IST FLOOR, STATUS COMPLEX, JYOTI PARK SOCIETY, KARELI BAUG, BARODA 390018
Open in Google Maps
City
GANDHINAGAR
District
VADODARA
State
GUJARAT
Contact
2461539

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001869 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001869.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001869.

IFSC Code Structure

I
O
B
A
0
0
0
1
8
6
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001869 — Branch code (KARELIBAGH)

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Frequently Asked Questions

Is IOBA0001869 valid for online transfer?
Yes, IOBA0001869 is a valid IFSC code for Indian Overseas Bank KARELIBAGH branch in GANDHINAGAR, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001869 belong to?
IOBA0001869 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARELIBAGH is 390020012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001869?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.