Indian Overseas Bank BASAVANAGUDI Branch IFSC Code
IOBA 0001897
Indian Overseas Bank BASAVANAGUDI — BANGALORE URBAN, KARNATAKA
MICR: 560020031
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- BASAVANAGUDI
- IFSC Code
- IOBA0001897
- MICR Code
- 560020031
- City
- BANGALORE URBAN
- District
- BANGALORE
- State
- KARNATAKA
- Contact
- 22950106
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0001897 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001897.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001897.
IFSC Code Structure
I
O
B
A
0
0
0
1
8
9
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 001897 — Branch code (BASAVANAGUDI)
Nearby Indian Overseas Bank Branches in BANGALORE URBAN
BANGALORE
IOBA0000011
7, SRISAILAM, I MAIN ROAD, GANDHI NAGAR, BANGALORE - 560009
MICR: 560020003 RTGS ✓ NEFT ✓ IMPS ✓
CANTONMENT
IOBA0000012
NO 3, CENTRAL STREET, BANGALORE - 560001.
MICR: 560020004 RTGS ✓ NEFT ✓ IMPS ✓
SHANTI NAGAR
IOBA0000136
NO 5, KENGAL HANUMANTHAIAH ROAD, SHANTI NAGAR, BANGALORE 560027
MICR: 560020005 RTGS ✓ NEFT ✓ IMPS ✓
COX TOWN
IOBA0000201
45, WHEELER ROAD, COX TOWN, BANGALORE - 560005
MICR: 560020013 RTGS ✓ NEFT ✓ IMPS ✓
RESIDENCY ROAD
IOBA0000268
97 BY 1, GENERAL KARIAPPA ROAD , RESIDENCY ROAD, BANGALORE - 560025
MICR: 560020006 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0001897 valid for online transfer?
Yes, IOBA0001897 is a valid IFSC code for Indian Overseas Bank BASAVANAGUDI branch in BANGALORE URBAN, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001897 belong to?
IOBA0001897 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BASAVANAGUDI is 560020031. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001897?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.