Indian Overseas Bank BARUIPUR Branch IFSC Code

IOBA 0001950
Indian Overseas Bank Logo Indian Overseas Bank
BARUIPUR — SOUTH 24 PARGANAS, WEST BENGAL
MICR: 700020061 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BARUIPUR
IFSC Code
IOBA0001950
MICR Code
700020061
Address
PADMAPUKUR MORE,SALEPUR,BARUIPUR PO BARUIPUR PIN 700144
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City
SOUTH 24 PARGANAS
District
BARUIPUR
State
WEST BENGAL
Contact
24230429

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001950 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001950.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001950.

IFSC Code Structure

I
O
B
A
0
0
0
1
9
5
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001950 — Branch code (BARUIPUR)

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Frequently Asked Questions

Is IOBA0001950 valid for online transfer?
Yes, IOBA0001950 is a valid IFSC code for Indian Overseas Bank BARUIPUR branch in SOUTH 24 PARGANAS, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001950 belong to?
IOBA0001950 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BARUIPUR is 700020061. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001950?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.