Indian Overseas Bank ERODEMOOLAPALAYAM Branch IFSC Code

IOBA 0002096
Indian Overseas Bank Logo Indian Overseas Bank
ERODEMOOLAPALAYAM — ERODE, TAMIL NADU
MICR: 638020014 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ERODEMOOLAPALAYAM
IFSC Code
IOBA0002096
MICR Code
638020014
Address
141 A, POONDURAI ROAD, MOOLAPALAYAM, ERODE PIN 638002
Open in Google Maps
City
ERODE
District
ERODE
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002096 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002096.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002096.

IFSC Code Structure

I
O
B
A
0
0
0
2
0
9
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002096 — Branch code (ERODEMOOLAPALAYAM)

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Frequently Asked Questions

Is IOBA0002096 valid for online transfer?
Yes, IOBA0002096 is a valid IFSC code for Indian Overseas Bank ERODEMOOLAPALAYAM branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002096 belong to?
IOBA0002096 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ERODEMOOLAPALAYAM is 638020014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002096?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.