Indian Overseas Bank CHEMMAD Branch IFSC Code

IOBA 0002180
Indian Overseas Bank Logo Indian Overseas Bank
CHEMMAD — MALLAPPURAM, KERALA
MICR: 676020302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHEMMAD
IFSC Code
IOBA0002180
MICR Code
676020302
Address
KRN SHOPPING MALL NEAR BUS STAND,THIRURANGADI POST CHEMMAD PIN 676306 DIST MALAPPURAM
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City
MALLAPPURAM
District
CHEMMAD
State
KERALA
Contact
2466166

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002180 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002180.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002180.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
8
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002180 — Branch code (CHEMMAD)

Frequently Asked Questions

Is IOBA0002180 valid for online transfer?
Yes, IOBA0002180 is a valid IFSC code for Indian Overseas Bank CHEMMAD branch in MALLAPPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002180 belong to?
IOBA0002180 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHEMMAD is 676020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002180?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.