Indian Overseas Bank CHEMMAD Branch IFSC Code
IOBA 0002180
CHEMMAD — MALLAPPURAM, KERALA
MICR: 676020302
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- CHEMMAD
- IFSC Code
- IOBA0002180
- MICR Code
- 676020302
- Address
- KRN SHOPPING MALL NEAR BUS STAND,THIRURANGADI POST CHEMMAD PIN 676306 DIST MALAPPURAM Open in Google Maps
- City
- MALLAPPURAM
- District
- CHEMMAD
- State
- KERALA
- Contact
- 2466166
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002180 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002180.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002180.
IFSC Code Structure
I
O
B
A
0
0
0
2
1
8
0
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002180 — Branch code (CHEMMAD)
Frequently Asked Questions
Is IOBA0002180 valid for online transfer?
Yes, IOBA0002180 is a valid IFSC code for Indian Overseas Bank CHEMMAD branch in MALLAPPURAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002180 belong to?
IOBA0002180 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHEMMAD is 676020302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002180?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.