Indian Overseas Bank SITAPUR Branch IFSC Code

IOBA 0002181
Indian Overseas Bank Logo Indian Overseas Bank
SITAPUR — SITAPUR, UTTAR PRADESH
MICR: 261020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SITAPUR
IFSC Code
IOBA0002181
MICR Code
261020002
Address
47 VIJAY LAXMI NAGAR STATION ROAD,OPP.BUS STAND SITAPUR PIN 261001 DIST SITAPUR
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City
SITAPUR
District
SITAPUR
State
UTTAR PRADESH
Contact
+9158622271494

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002181 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002181.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002181.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
8
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002181 — Branch code (SITAPUR)

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Frequently Asked Questions

Is IOBA0002181 valid for online transfer?
Yes, IOBA0002181 is a valid IFSC code for Indian Overseas Bank SITAPUR branch in SITAPUR, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002181 belong to?
IOBA0002181 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SITAPUR is 261020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002181?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.