Indian Overseas Bank SAILASREE VIHAR Branch IFSC Code

IOBA 0002197
Indian Overseas Bank Logo Indian Overseas Bank
SAILASREE VIHAR — KHURDA, ODISHA
MICR: 751020009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
SAILASREE VIHAR
IFSC Code
IOBA0002197
MICR Code
751020009
Address
PLOT 328,DIST CENTRE,COMMERCIAL COMPLEX,CHANDRASEKHARPUR,BHUBANESWAR,ORISSA 751016
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City
KHURDA
District
BHUBANESWAR
State
ODISHA
Contact
2740688

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002197 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002197.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002197.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
9
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002197 — Branch code (SAILASREE VIHAR)

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Frequently Asked Questions

Is IOBA0002197 valid for online transfer?
Yes, IOBA0002197 is a valid IFSC code for Indian Overseas Bank SAILASREE VIHAR branch in KHURDA, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002197 belong to?
IOBA0002197 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank SAILASREE VIHAR is 751020009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002197?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.