Indian Overseas Bank KARAULI Branch IFSC Code
IOBA 0002228
Indian Overseas Bank KARAULI — KARAULI, RAJASTHAN
MICR: 322020075
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KARAULI
- IFSC Code
- IOBA0002228
- MICR Code
- 322020075
- City
- KARAULI
- District
- KARAULI
- State
- RAJASTHAN
- Contact
- +916156228493
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002228 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002228.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002228.
IFSC Code Structure
I
O
B
A
0
0
0
2
2
2
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002228 — Branch code (KARAULI)
Frequently Asked Questions
Is IOBA0002228 valid for online transfer?
Yes, IOBA0002228 is a valid IFSC code for Indian Overseas Bank KARAULI branch in KARAULI, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002228 belong to?
IOBA0002228 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KARAULI is 322020075. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002228?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.