Indian Overseas Bank KOT KAPURA Branch IFSC Code
IOBA 0002247
Indian Overseas Bank KOT KAPURA — FARIDKOT, PUNJAB
MICR: 151020152
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KOT KAPURA
- IFSC Code
- IOBA0002247
- MICR Code
- 151020152
- City
- FARIDKOT
- District
- KOT KAPURA
- State
- PUNJAB
- Contact
- +911635223204
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002247 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002247.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002247.
IFSC Code Structure
I
O
B
A
0
0
0
2
2
4
7
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002247 — Branch code (KOT KAPURA)
Frequently Asked Questions
Is IOBA0002247 valid for online transfer?
Yes, IOBA0002247 is a valid IFSC code for Indian Overseas Bank KOT KAPURA branch in FARIDKOT, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002247 belong to?
IOBA0002247 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOT KAPURA is 151020152. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002247?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.