Indian Overseas Bank MADIPAKKAM Branch IFSC Code

IOBA 0002281
Indian Overseas Bank Logo Indian Overseas Bank
MADIPAKKAM — KANCHEEPURAM, TAMIL NADU
MICR: 600020178 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
MADIPAKKAM
IFSC Code
IOBA0002281
MICR Code
600020178
Address
4 VELACHERRY MAIN ROAD,PILLAYAR KOIL STREET,MADIPAKKAM,CHENNAI 600 091
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City
KANCHEEPURAM
District
MADIPPAKKAM
State
TAMIL NADU
Contact
22583309

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002281 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002281.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002281.

IFSC Code Structure

I
O
B
A
0
0
0
2
2
8
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002281 — Branch code (MADIPAKKAM)

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Frequently Asked Questions

Is IOBA0002281 valid for online transfer?
Yes, IOBA0002281 is a valid IFSC code for Indian Overseas Bank MADIPAKKAM branch in KANCHEEPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002281 belong to?
IOBA0002281 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MADIPAKKAM is 600020178. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002281?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.