Indian Overseas Bank KALINGARAYAPALAYAM Branch IFSC Code

IOBA 0002317
Indian Overseas Bank Logo Indian Overseas Bank
KALINGARAYAPALAYAM — ERODE, TAMIL NADU
MICR: 638020029 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KALINGARAYAPALAYAM
IFSC Code
IOBA0002317
MICR Code
638020029
Address
NO 5 BY 351,KAVINDAPADY ROAD,KALINGARAYANPALAYAM,BHAVANI 638301
Open in Google Maps
City
ERODE
District
BHAVANI
State
TAMIL NADU
Contact
2230950

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002317 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002317.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002317.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
1
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002317 — Branch code (KALINGARAYAPALAYAM)

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Frequently Asked Questions

Is IOBA0002317 valid for online transfer?
Yes, IOBA0002317 is a valid IFSC code for Indian Overseas Bank KALINGARAYAPALAYAM branch in ERODE, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002317 belong to?
IOBA0002317 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KALINGARAYAPALAYAM is 638020029. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002317?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.