Indian Overseas Bank T GOUNDAMPALAYAM Branch IFSC Code
IOBA 0002318
Indian Overseas Bank T GOUNDAMPALAYAM — NAMAKKAL, TAMIL NADU
MICR: 638020030
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- T GOUNDAMPALAYAM
- IFSC Code
- IOBA0002318
- MICR Code
- 638020030
- Address
- T GOUNDAMPALAYAM,KADACHANALLUR PO,TIRUCHENGODE ERODE RD,NAMAKKAL DT,638008,TAMILNADU Open in Google Maps
- City
- NAMAKKAL
- District
- KADACHANALLUR
- State
- TAMIL NADU
- Contact
- +913754276088
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002318 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002318.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002318.
IFSC Code Structure
I
O
B
A
0
0
0
2
3
1
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002318 — Branch code (T GOUNDAMPALAYAM)
Nearby Indian Overseas Bank Branches in NAMAKKAL
PUDUPATTI
IOBA0000073
27, JAYAM BUILDINGS, WEST CAR ST, PUDUPATTI PIN 622408
MICR: 622020003 RTGS ✓ NEFT ✓ IMPS ✓
TIRUCHENGODE
IOBA0000559
24, NORTH CAR STREET, TIRUCHENGODE, PIN 637211
MICR: 638020020 RTGS ✓ NEFT ✓ IMPS ✓
NAMAKKAL
IOBA0000652
13 A,TRICHY MAIN ROAD,NAMAKKAL PIN 637001
MICR: 636020017 RTGS ✓ NEFT ✓ IMPS ✓
PERIAMANALI
IOBA0000755
2 BY 91C ARUNA COMPLEX,I FLR,KALIAMMAN KOIL ROAD,PERIYAMANALI PIN 637418
MICR: 636020020 RTGS ✓ NEFT ✓ IMPS ✓
LADDIVADI
IOBA0000775
MAIN ROAD, OPP VETRRINARY COLLEGE, SANYASI KARADU PO, NAMAKKAL DIST, LADDIVADI637001
MICR: 636020021 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002318 valid for online transfer?
Yes, IOBA0002318 is a valid IFSC code for Indian Overseas Bank T GOUNDAMPALAYAM branch in NAMAKKAL, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002318 belong to?
IOBA0002318 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank T GOUNDAMPALAYAM is 638020030. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002318?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.