Indian Overseas Bank UTAI Branch IFSC Code

IOBA 0002325
Indian Overseas Bank Logo Indian Overseas Bank
UTAI — DURG, CHHATTISGARH
MICR: 490020502 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
UTAI
IFSC Code
IOBA0002325
MICR Code
490020502
Address
ASHA COMPLEX PATAN PUL MAIN ROAD UTAI DISTRICT DURG CHATTISGARSH 491107
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City
DURG
District
UTAI
State
CHHATTISGARH
Contact
+917882673673

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002325 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002325.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002325.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
2
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002325 — Branch code (UTAI)

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Frequently Asked Questions

Is IOBA0002325 valid for online transfer?
Yes, IOBA0002325 is a valid IFSC code for Indian Overseas Bank UTAI branch in DURG, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002325 belong to?
IOBA0002325 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank UTAI is 490020502. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002325?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.