Indian Overseas Bank PADI CHENNAI Branch IFSC Code

IOBA 0002364
Indian Overseas Bank Logo Indian Overseas Bank
PADI CHENNAI — THIRUVALLUR, TAMIL NADU
MICR: 600020183 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PADI CHENNAI
IFSC Code
IOBA0002364
MICR Code
600020183
Address
878 MADRAS THIRUVALLUR HIGH ROAD PADI,CHENNAI 50,PIN 600050
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City
THIRUVALLUR
District
AMBATTUR
State
TAMIL NADU
Contact
26247411

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002364 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002364.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002364.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
6
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002364 — Branch code (PADI CHENNAI)

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Frequently Asked Questions

Is IOBA0002364 valid for online transfer?
Yes, IOBA0002364 is a valid IFSC code for Indian Overseas Bank PADI CHENNAI branch in THIRUVALLUR, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002364 belong to?
IOBA0002364 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PADI CHENNAI is 600020183. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002364?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.