Indian Overseas Bank CHAPRA Branch IFSC Code
IOBA 0002378
Indian Overseas Bank CHAPRA — SARAN, BIHAR
MICR: 841020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- CHAPRA
- IFSC Code
- IOBA0002378
- MICR Code
- 841020002
- City
- SARAN
- District
- CHAPRA
- State
- BIHAR
- Contact
- +916182300031
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002378 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002378.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002378.
IFSC Code Structure
I
O
B
A
0
0
0
2
3
7
8
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002378 — Branch code (CHAPRA)
Frequently Asked Questions
Is IOBA0002378 valid for online transfer?
Yes, IOBA0002378 is a valid IFSC code for Indian Overseas Bank CHAPRA branch in SARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002378 belong to?
IOBA0002378 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHAPRA is 841020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002378?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.