Indian Overseas Bank BEGUSARAI Branch IFSC Code

IOBA 0002379
Indian Overseas Bank Logo Indian Overseas Bank
BEGUSARAI — BEGUSARAI, BIHAR
MICR: 851020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BEGUSARAI
IFSC Code
IOBA0002379
MICR Code
851020102
Address
SHYAM COMMERCIAL COMPLEX,KACHAHARI ROAD,BEGUSARAI 851101
Open in Google Maps
City
BEGUSARAI
District
BEGUSARAI
State
BIHAR
Contact
220078

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002379 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002379.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002379.

IFSC Code Structure

I
O
B
A
0
0
0
2
3
7
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002379 — Branch code (BEGUSARAI)

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Frequently Asked Questions

Is IOBA0002379 valid for online transfer?
Yes, IOBA0002379 is a valid IFSC code for Indian Overseas Bank BEGUSARAI branch in BEGUSARAI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002379 belong to?
IOBA0002379 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BEGUSARAI is 851020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002379?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.