Indian Overseas Bank KINNIGOLI Branch IFSC Code

IOBA 0002408
Indian Overseas Bank Logo Indian Overseas Bank
KINNIGOLI — DAKSHIN KANNAD, KARNATAKA
MICR: 575020007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KINNIGOLI
IFSC Code
IOBA0002408
MICR Code
575020007
Address
NEAR BUS STAND KINNIGOLI DAKSHIN KANADA DISTRICT MANGALORE PIN 574150 KARNATAKA STATE
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City
DAKSHIN KANNAD
District
KINNIGOLI
State
KARNATAKA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002408 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002408.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002408.

IFSC Code Structure

I
O
B
A
0
0
0
2
4
0
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002408 — Branch code (KINNIGOLI)

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Frequently Asked Questions

Is IOBA0002408 valid for online transfer?
Yes, IOBA0002408 is a valid IFSC code for Indian Overseas Bank KINNIGOLI branch in DAKSHIN KANNAD, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002408 belong to?
IOBA0002408 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KINNIGOLI is 575020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002408?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.