Indian Overseas Bank COOCH BEHAR Branch IFSC Code
IOBA 0002412
Indian Overseas Bank COOCH BEHAR — KOCH BIHAR, WEST BENGAL
MICR: 736020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- COOCH BEHAR
- IFSC Code
- IOBA0002412
- MICR Code
- 736020002
- City
- KOCH BIHAR
- District
- RO KOLKATA II
- State
- WEST BENGAL
- Contact
- 224143
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002412 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002412.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002412.
IFSC Code Structure
I
O
B
A
0
0
0
2
4
1
2
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002412 — Branch code (COOCH BEHAR)
Nearby Indian Overseas Bank Branches in KOCH BIHAR
View all Indian Overseas Bank branches in KOCH BIHAR →Frequently Asked Questions
Is IOBA0002412 valid for online transfer?
Yes, IOBA0002412 is a valid IFSC code for Indian Overseas Bank COOCH BEHAR branch in KOCH BIHAR, WEST BENGAL. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002412 belong to?
IOBA0002412 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank COOCH BEHAR is 736020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002412?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.