Indian Overseas Bank PANDEY LAYOUT NAGPUR Branch IFSC Code

IOBA 0002421
Indian Overseas Bank Logo Indian Overseas Bank
PANDEY LAYOUT NAGPUR — NAGPUR, MAHARASHTRA
MICR: 440020006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANDEY LAYOUT NAGPUR
IFSC Code
IOBA0002421
MICR Code
440020006
Address
SHOP NO 3 9,CHINTAMANI 16,KHETA LAYOUT BY PANDEY LAYOUT NEW SNEHNAGAR,NAGPUR PINCODE 440025
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City
NAGPUR
District
NAGPUR
State
MAHARASHTRA
Contact
+917122282799

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002421 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002421.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002421.

IFSC Code Structure

I
O
B
A
0
0
0
2
4
2
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002421 — Branch code (PANDEY LAYOUT NAGPUR)

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Frequently Asked Questions

Is IOBA0002421 valid for online transfer?
Yes, IOBA0002421 is a valid IFSC code for Indian Overseas Bank PANDEY LAYOUT NAGPUR branch in NAGPUR, MAHARASHTRA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002421 belong to?
IOBA0002421 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANDEY LAYOUT NAGPUR is 440020006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002421?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.