Indian Overseas Bank CHANGODAR Branch IFSC Code

IOBA 0002531
Indian Overseas Bank Logo Indian Overseas Bank
CHANGODAR — AHMADABAD, GUJARAT
MICR: 380020029 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
CHANGODAR
IFSC Code
IOBA0002531
MICR Code
380020029
Address
315,SURYA OFFSET AND SECURITY PRINTERS,BAVLASARKHEJ HIGHWAY,CHANGODAR
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City
AHMADABAD
District
AHMEDABAD
State
GUJARAT
Contact
250131

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002531 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002531.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002531.

IFSC Code Structure

I
O
B
A
0
0
0
2
5
3
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002531 — Branch code (CHANGODAR)

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Frequently Asked Questions

Is IOBA0002531 valid for online transfer?
Yes, IOBA0002531 is a valid IFSC code for Indian Overseas Bank CHANGODAR branch in AHMADABAD, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002531 belong to?
IOBA0002531 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank CHANGODAR is 380020029. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002531?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.