Indian Overseas Bank NIWAI Branch IFSC Code

IOBA 0002539
Indian Overseas Bank Logo Indian Overseas Bank
NIWAI — TONK, RAJASTHAN
MICR: 304020025 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
NIWAI
IFSC Code
IOBA0002539
MICR Code
304020025
Address
NEAR NAGAR PALIKA,JAIPUR KOTA ROAD,JAMAT NEWAI,TONK
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City
TONK
District
NEWAI
State
RAJASTHAN
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002539 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002539.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002539.

IFSC Code Structure

I
O
B
A
0
0
0
2
5
3
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002539 — Branch code (NIWAI)

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Frequently Asked Questions

Is IOBA0002539 valid for online transfer?
Yes, IOBA0002539 is a valid IFSC code for Indian Overseas Bank NIWAI branch in TONK, RAJASTHAN. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002539 belong to?
IOBA0002539 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NIWAI is 304020025. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002539?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.