Indian Overseas Bank PADUR Branch IFSC Code

IOBA 0002554
Indian Overseas Bank Logo Indian Overseas Bank
PADUR — KANCHEEPURAM, TAMIL NADU
MICR: 600020191 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PADUR
IFSC Code
IOBA0002554
MICR Code
600020191
Address
HINDUSTHAN UNIVERSITY CAMPUS,POST BOX NO 1,RAJIV GANDHI SALAI,T N 603103
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City
KANCHEEPURAM
District
KELAMBAKKAM
State
TAMIL NADU
Contact
27474090

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002554 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002554.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002554.

IFSC Code Structure

I
O
B
A
0
0
0
2
5
5
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002554 — Branch code (PADUR)

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Frequently Asked Questions

Is IOBA0002554 valid for online transfer?
Yes, IOBA0002554 is a valid IFSC code for Indian Overseas Bank PADUR branch in KANCHEEPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002554 belong to?
IOBA0002554 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PADUR is 600020191. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002554?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.