Indian Overseas Bank KAPURTHALA Branch IFSC Code
IOBA 0002644
Indian Overseas Bank KAPURTHALA — KAPURTHALA, PUNJAB
MICR: 144020252
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAPURTHALA
- IFSC Code
- IOBA0002644
- MICR Code
- 144020252
- City
- KAPURTHALA
- District
- KAPURTHALA
- State
- PUNJAB
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002644 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002644.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002644.
IFSC Code Structure
I
O
B
A
0
0
0
2
6
4
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002644 — Branch code (KAPURTHALA)
Nearby Indian Overseas Bank Branches in KAPURTHALA
PHAGWARA
IOBA0000344
OPP. BUS STAND,G.T. RD,PHAGWARA
MICR: 144020202 RTGS ✓ NEFT ✓ IMPS ✓
PATTARKALAN
IOBA0000561
PATTARKALAN,PIN 144806
MICR: 144020009 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002644 valid for online transfer?
Yes, IOBA0002644 is a valid IFSC code for Indian Overseas Bank KAPURTHALA branch in KAPURTHALA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002644 belong to?
IOBA0002644 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAPURTHALA is 144020252. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002644?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.