Indian Overseas Bank POLICHALUR Branch IFSC Code

IOBA 0002747
Indian Overseas Bank Logo Indian Overseas Bank
POLICHALUR — KANCHEEPURAM, TAMIL NADU
MICR: 600020196 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
POLICHALUR
IFSC Code
IOBA0002747
MICR Code
600020196
Address
14 BY 114 5TH STREET VENKATESWARA NAGAR POLICHALUR MAIN ROAD POLICHALUR
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City
KANCHEEPURAM
District
TAMBARAM
State
TAMIL NADU
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002747 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002747.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002747.

IFSC Code Structure

I
O
B
A
0
0
0
2
7
4
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002747 — Branch code (POLICHALUR)

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Frequently Asked Questions

Is IOBA0002747 valid for online transfer?
Yes, IOBA0002747 is a valid IFSC code for Indian Overseas Bank POLICHALUR branch in KANCHEEPURAM, TAMIL NADU. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002747 belong to?
IOBA0002747 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank POLICHALUR is 600020196. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002747?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.