Indian Overseas Bank GOLAGHAT Branch IFSC Code

IOBA 0002764
Indian Overseas Bank Logo Indian Overseas Bank
GOLAGHAT — GOLAGHAT, ASSAM
MICR: 785020102 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
GOLAGHAT
IFSC Code
IOBA0002764
MICR Code
785020102
Address
NEW AMOLAPATTY,THANA BACK CHARIALI,PO GOLAGHAT,DIST GOLAGHAT,ASSAM.PIN 785621
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City
GOLAGHAT
District
GOLAGHAT
State
ASSAM
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002764 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002764.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002764.

IFSC Code Structure

I
O
B
A
0
0
0
2
7
6
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002764 — Branch code (GOLAGHAT)

Frequently Asked Questions

Is IOBA0002764 valid for online transfer?
Yes, IOBA0002764 is a valid IFSC code for Indian Overseas Bank GOLAGHAT branch in GOLAGHAT, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002764 belong to?
IOBA0002764 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GOLAGHAT is 785020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002764?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.