Indian Overseas Bank KANAKANAGARA Branch IFSC Code

IOBA 0002838
Indian Overseas Bank Logo Indian Overseas Bank
KANAKANAGARA — BANGALORE URBAN, KARNATAKA
MICR: 560020042 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KANAKANAGARA
IFSC Code
IOBA0002838
MICR Code
560020042
Address
45BY1,8TH A CROSS,KANAKANAGARA,R.T.NAGAR P.O.BANGALORE 560032
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City
BANGALORE URBAN
District
BANGALORE
State
KARNATAKA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002838 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002838.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002838.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
3
8
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002838 — Branch code (KANAKANAGARA)

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Frequently Asked Questions

Is IOBA0002838 valid for online transfer?
Yes, IOBA0002838 is a valid IFSC code for Indian Overseas Bank KANAKANAGARA branch in BANGALORE URBAN, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002838 belong to?
IOBA0002838 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KANAKANAGARA is 560020042. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002838?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.