Indian Overseas Bank KUMTA Branch IFSC Code

IOBA 0002849
Indian Overseas Bank Logo Indian Overseas Bank
KUMTA — UTTAR KANNAD, KARNATAKA
MICR: 581020652 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KUMTA
IFSC Code
IOBA0002849
MICR Code
581020652
Address
RAGHUNATH BUILDINGS NH17,KUMTA UTTAR KANNADA 581343
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City
UTTAR KANNAD
District
KUMTA
State
KARNATAKA
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002849 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002849.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002849.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
4
9
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002849 — Branch code (KUMTA)

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Frequently Asked Questions

Is IOBA0002849 valid for online transfer?
Yes, IOBA0002849 is a valid IFSC code for Indian Overseas Bank KUMTA branch in UTTAR KANNAD, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002849 belong to?
IOBA0002849 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KUMTA is 581020652. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002849?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.