Indian Overseas Bank GADAG Branch IFSC Code
IOBA 0002854
Indian Overseas Bank GADAG — GADAG, KARNATAKA
MICR: 582020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- GADAG
- IFSC Code
- IOBA0002854
- MICR Code
- 582020002
- City
- GADAG
- District
- GADAG
- State
- KARNATAKA
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002854 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002854.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002854.
IFSC Code Structure
I
O
B
A
0
0
0
2
8
5
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002854 — Branch code (GADAG)
Nearby Indian Overseas Bank Branches in GADAG
GAJENDRAGARH
IOBA0002650
RAIBAGI BUILDING DOUBLE ROAD GAJEMNDRAGAD 528114
MICR: 582020501 RTGS ✓ NEFT ✓ IMPS ✓
KADAMPUR
IOBA0003329
KADAMPUR VILLAGE,MUNDARGI TK,GADAN DIST 582103
RTGS ✓ NEFT ✓ IMPS ✓
NARGUND
IOBA0003330
KURANA BAZAAR STREET,NARGUND TALUK NARGUND,GADAG,KARNATAKA NARGUND 582 207
RTGS ✓ NEFT ✓ IMPS ✓
MALASAMUDRA
IOBA0003777
OPP ANJUMAN E ISLAM POLYTECHNIC COLLEGE,AT POST MALASAMUDRA,DIST GADAG,KARNATAKA 582103
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002854 valid for online transfer?
Yes, IOBA0002854 is a valid IFSC code for Indian Overseas Bank GADAG branch in GADAG, KARNATAKA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002854 belong to?
IOBA0002854 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank GADAG is 582020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002854?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.