Indian Overseas Bank MUGAL SARAI Branch IFSC Code
IOBA 0002859
Indian Overseas Bank MUGAL SARAI — CHANDAULI, UTTAR PRADESH
MICR: 232020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- MUGAL SARAI
- IFSC Code
- IOBA0002859
- MICR Code
- 232020102
- City
- CHANDAULI
- District
- CHANDAULI
- State
- UTTAR PRADESH
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002859 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002859.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002859.
IFSC Code Structure
I
O
B
A
0
0
0
2
8
5
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002859 — Branch code (MUGAL SARAI)
Nearby Indian Overseas Bank Branches in CHANDAULI
CHANDAULI
IOBA0002572
989,SHASTRI NAGAR,BESIDE SHANKAR SINGH EYE HOSPITAL,CHANDAULI,U.P.232104
RTGS ✓ NEFT ✓ IMPS ✓
DHANAPUR
IOBA0003446
DHANAPUR VILL/POST,CHANDAULI DIST-232105
RTGS ✓ NEFT ✓ IMPS ✓
SAKALDIHA
IOBA0003447
VILLAGE/POST-SAKALDIHA, DIST CHANDAULI, UTTAR PRADESH, PIN - 232109
RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0002859 valid for online transfer?
Yes, IOBA0002859 is a valid IFSC code for Indian Overseas Bank MUGAL SARAI branch in CHANDAULI, UTTAR PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002859 belong to?
IOBA0002859 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank MUGAL SARAI is 232020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002859?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.