Indian Overseas Bank PANDRI RAIPUR Branch IFSC Code

IOBA 0002871
Indian Overseas Bank Logo Indian Overseas Bank
PANDRI RAIPUR — RAIPUR, CHHATTISGARH
MICR: 492020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
PANDRI RAIPUR
IFSC Code
IOBA0002871
MICR Code
492020003
Address
INVESTMENT BUILDING,PHASE II,JEEVAN BIMA MARG,PANDRI RAIPUR,CHATTISGARH 492004
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City
RAIPUR
District
RAIPUR
State
CHHATTISGARH
Contact
+917712582348

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002871 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002871.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002871.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
7
1
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002871 — Branch code (PANDRI RAIPUR)

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Frequently Asked Questions

Is IOBA0002871 valid for online transfer?
Yes, IOBA0002871 is a valid IFSC code for Indian Overseas Bank PANDRI RAIPUR branch in RAIPUR, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002871 belong to?
IOBA0002871 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank PANDRI RAIPUR is 492020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002871?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.