Indian Overseas Bank BALAGHAT Branch IFSC Code

IOBA 0002873
Indian Overseas Bank Logo Indian Overseas Bank
BALAGHAT — BALAGHAT, MADHYA PRADESH
MICR: 481020001 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
BALAGHAT
IFSC Code
IOBA0002873
MICR Code
481020001
Address
WARD NO 15,MAIN ROAD,BALAGHAT,BALAGHAT M.P.481001
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City
BALAGHAT
District
BALAGHAT
State
MADHYA PRADESH
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002873 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002873.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002873.

IFSC Code Structure

I
O
B
A
0
0
0
2
8
7
3
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002873 — Branch code (BALAGHAT)

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Frequently Asked Questions

Is IOBA0002873 valid for online transfer?
Yes, IOBA0002873 is a valid IFSC code for Indian Overseas Bank BALAGHAT branch in BALAGHAT, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002873 belong to?
IOBA0002873 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank BALAGHAT is 481020001. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002873?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.