Indian Overseas Bank NORTH LAKHIMPUR Branch IFSC Code
IOBA 0002904
Indian Overseas Bank NORTH LAKHIMPUR — LAKHIMPUR, ASSAM
MICR: 787020002
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- NORTH LAKHIMPUR
- IFSC Code
- IOBA0002904
- MICR Code
- 787020002
- Address
- KAMALABARI ROAD ABBAS MARKET NORTH LAKHIMPUR,LAKHIMPUR DIST,ASSAM PIN 787001 Open in Google Maps
- City
- LAKHIMPUR
- District
- NORTH LAKHIMPUR
- State
- ASSAM
- Contact
- +914428584896
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002904 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002904.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002904.
IFSC Code Structure
I
O
B
A
0
0
0
2
9
0
4
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002904 — Branch code (NORTH LAKHIMPUR)
Frequently Asked Questions
Is IOBA0002904 valid for online transfer?
Yes, IOBA0002904 is a valid IFSC code for Indian Overseas Bank NORTH LAKHIMPUR branch in LAKHIMPUR, ASSAM. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002904 belong to?
IOBA0002904 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank NORTH LAKHIMPUR is 787020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002904?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.