Indian Overseas Bank KHARSIA Branch IFSC Code
IOBA 0002935
KHARSIA — RAIGARH, CHHATTISGARH
MICR: 496020501
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KHARSIA
- IFSC Code
- IOBA0002935
- MICR Code
- 496020501
- Address
- 578 BY 12 GANDHI CHOWK NEAR M G COLLEGE,RAIGARH ROAD,KHARSIA C.G.PIN 496661 Open in Google Maps
- City
- RAIGARH
- District
- KHARSIA
- State
- CHHATTISGARH
- Contact
- +917762214300
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0002935 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002935.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002935.
IFSC Code Structure
I
O
B
A
0
0
0
2
9
3
5
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 002935 — Branch code (KHARSIA)
Nearby Indian Overseas Bank Branches in RAIGARH
View all Indian Overseas Bank branches in RAIGARH →Frequently Asked Questions
Is IOBA0002935 valid for online transfer?
Yes, IOBA0002935 is a valid IFSC code for Indian Overseas Bank KHARSIA branch in RAIGARH, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002935 belong to?
IOBA0002935 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KHARSIA is 496020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002935?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.