Indian Overseas Bank KHARSIA Branch IFSC Code

IOBA 0002935
Indian Overseas Bank Logo Indian Overseas Bank
KHARSIA — RAIGARH, CHHATTISGARH
MICR: 496020501 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KHARSIA
IFSC Code
IOBA0002935
MICR Code
496020501
Address
578 BY 12 GANDHI CHOWK NEAR M G COLLEGE,RAIGARH ROAD,KHARSIA C.G.PIN 496661
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City
RAIGARH
District
KHARSIA
State
CHHATTISGARH
Contact
+917762214300

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002935 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002935.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002935.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
3
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002935 — Branch code (KHARSIA)

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Frequently Asked Questions

Is IOBA0002935 valid for online transfer?
Yes, IOBA0002935 is a valid IFSC code for Indian Overseas Bank KHARSIA branch in RAIGARH, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002935 belong to?
IOBA0002935 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KHARSIA is 496020501. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002935?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.