Indian Overseas Bank WARDHA Branch IFSC Code

IOBA 0002940
Indian Overseas Bank Logo Indian Overseas Bank
WARDHA — VIDISHA, MADHYA PRADESH
MICR: 442020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
WARDHA
IFSC Code
IOBA0002940
MICR Code
442020002
Address
157,158 MOUZA,WARDNO 84,NEAR BIG CINEMA,WARDHA
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City
VIDISHA
District
VIDISHA
State
MADHYA PRADESH
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002940 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002940.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002940.

IFSC Code Structure

I
O
B
A
0
0
0
2
9
4
0
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002940 — Branch code (WARDHA)

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Frequently Asked Questions

Is IOBA0002940 valid for online transfer?
Yes, IOBA0002940 is a valid IFSC code for Indian Overseas Bank WARDHA branch in VIDISHA, MADHYA PRADESH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002940 belong to?
IOBA0002940 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank WARDHA is 442020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002940?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.